Whole life insurance is a life insurance policy which is guaranteed to remain in force for the insured’s entire lifetime, provided the required premiums are paid. Traditional whole life plans typically begin with a death benefit of $50,000 and up (there are smaller whole life plans such as final expense whole life) and provide permanent protection to provide a tax-free death benefit to the beneficiaries of the policy.

Traditional whole life policies build a cash value that grows over time allowing the owner to access while still living through policy loans, if necessary or desired.

Traditional whole life plans can be purchased without a medical exam in many cases but may require a medical exam depending on the size of the policy and the specific details of the insured (such as their age and health).

We partner with the top life insurance companies offering traditional whole life plans. Our experienced agents can help you identify the best product and company to meet your specific needs.

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